
Short answer: Without insurance, you can still get help paying for rehab through Medicaid eligibility checks, sliding-scale or nonprofit programs, state-funded treatment options, the free SAMHSA National Helpline, and scholarships offered directly by treatment centers like Liberty.
- Many people qualify for Medicaid without realizing it, even without other insurance
- Sliding-scale and nonprofit treatment programs base cost on your income
- The SAMHSA National Helpline offers free, confidential treatment referrals 24/7
- State-funded treatment programs exist for people who do not qualify for Medicaid
- Liberty offers sober living scholarships to qualifying clients
What Financial Help Exists for Rehab If You Have No Insurance?
Not having insurance does not mean you have no options. Between Medicaid, nonprofit and state-funded programs, free referral services, and scholarships offered directly by treatment centers, most people can find some form of financial help once they know where to look.
Check Your Medicaid Eligibility First
Many people assume they will not qualify for Medicaid and never actually check. Utah has expanded Medicaid to cover more low-income adults than in past years, and eligibility is based on current income and household size, not your insurance history. See our guide on whether Medicaid covers drug rehab in Utah to understand what is covered if you do qualify.
How to Pay for Rehab Without Insurance

If Medicaid is not an option, a few other paths can help cover the cost:
- Sliding-scale or nonprofit treatment programs that base cost on income
- State-funded treatment programs for people who do not qualify for Medicaid
- The SAMHSA National Helpline (1-800-662-4357), a free, confidential, 24/7 referral service
- Payment plans offered directly by a treatment center
- Scholarships or grants offered by individual treatment centers
It also helps to understand how much inpatient rehab typically costs in Utah and the difference between in-network and out-of-network care, so you know what questions to ask before committing to a program.
Liberty’s Sober Living Scholarships and Support
Liberty offers sober living scholarships to clients who complete residential treatment or meet PHP entrance requirements, which helps remove cost as a barrier during the critical weeks after treatment. Liberty also accepts Utah Medicaid and 10 other major insurance carriers, so even clients who assume they cannot afford treatment are often surprised by what is actually covered. Learn more about sober living support through Medicaid and using Medicaid for co-occurring conditions.
Not sure how you would pay for treatment?
Call Liberty Addiction Recovery Centers and our team will walk you through every option available to you. Or check your insurance online in minutes.
Frequently Asked Questions
Can I get help paying for rehab if I have no insurance?
Yes. Options include checking Medicaid eligibility, sliding-scale or nonprofit programs, state-funded treatment, the free SAMHSA National Helpline, and scholarships offered directly by treatment centers.
What is the SAMHSA National Helpline?
It is a free, confidential, 24/7 treatment referral and information service at 1-800-662-4357 for individuals facing mental health or substance use challenges.
Should I check Medicaid even if I think I will not qualify?
Yes. Utah has expanded Medicaid eligibility, and many people qualify without realizing it. Checking takes only a few minutes and costs nothing.
Does Liberty offer any financial help directly?
Yes. Liberty offers sober living scholarships to clients who complete residential treatment or meet PHP entrance requirements, along with acceptance of Medicaid and 10 other major carriers.
How do I find out what I would actually owe at Liberty?
Use Liberty’s insurance verification tool or call (801) 997-9183 to review your specific situation with our team.






